Area Served

First City Bancorp provides full-service equipment leasing and financing throughout the United States.

Application Only With No Financial Disclosure Leasing

We offer "Application Only" equipment leases for up to $100,000 with credit terms based on the personal credit of the owner(s) of the business.

 

First City Bancorp maintains a network of traditional and structured underwriters. If your customers transaction is not meeting the requirements of our internal portfolio we will automatically offer a syndication of the transaction to an existing First City Bancorp relationship at the lowest rates possible. Whether your organizations is A, B, C, D credit or brand new, First City Bancorp has an approval waiting for you. Select our on-line lease application or simply e-mail us at docs@firstcitybancorp.com for further details.

Middle Market Commercial Products

With a complete financial package, we can offer programs $50,000 and up without reviewing personal credit. (Some Restrictions Apply)

First City Bancorp will also syndicate commercial "mid-ticket" transactions using our extensive network of wholesale lenders with rates at or below a "mid-ticket" direct lender. First City Bancorp has successfully funded organizations requiring as little as $50,000.00 to as much as $5,000,000.00 with full financial packages. Please e-mail docs@firstcitybancorp.com for further details.

Customer Service

Our goal is to maintain a healthy communication with our customers throughout the entire process while providing the highest quality of commercial finance servicing and syndication in the industry.