First City Bancorp gives you the tools to help your business grow. We're dedicated to providing you with all your lease and finance needs and excellent customer service. We are your equipment financing specialists.

Benefits of Lease Financing

Improves Cash Flow

100% Financing

Preserves Bank Credit Line Working Capital and Cash current needs

Fixed Monthly Payments for the life of the transaction

Both New and Used Equipment can be financed

Payments are 100% tax deductible

Protects against obsolescence by allowing easy upgrades

Approvals for Start-ups

Allows for the Recapture of Your Investment in a Shorter Period of Time

No liens, cross collateralization or minimum bank balances required

First City Bancorp provides

24 hours approval on applications only up to $100,000

Flexibility to design programs that will minimize tax exposure & maximize available cash (Consult with your accountant regarding your specific tax situation)

Startup Financing

Easy One Page Application

Extremely Competitive Rates

Flexible payment plans to fit your individual needs

Deferred & Seasonal Payment Plans

Structured financing to fit your needs: deferred, seasonal and step up rate programs available

Software only financing

The ability to upgrade your existing lease at anytime

Master lease programs available for planned future equipment acquisitions